3. View properties
Once we have a good idea of your needs, we’ll show you the relevant properties. We will keep you up to date with any properties that we think meet your criteria and arrange viewings at a time to suit you. We will accompany you at all times to answer any questions you may have.
If you find something you like early on, don’t be afraid to act. We hear from so many buyers that the first property they see is their favourite. If you like it, other buyers probably will too and good properties don’t tend to hang around!
4. Put in an offer
When you’ve found the right property, we can advise you on how to proceed. The vendor will want to know more about you as a buyer before they can make a decision such as your buying position, timescales, what you want included as part of the purchase and how you intend to fund the purchase.
Once a sale is agreed, we will be the main point of communication between all parties involved and will keep you updated every step of the way. There are no legal obligations on either side until contracts are signed.
5. Instruct a solicitor and arrange a survey
The successful purchase of a property can be reliant on the use of a good solicitor. At the very least, you should ensure that they have good experience in the area you have chosen to buy, as knowledge of local market history and planning precedents can be invaluable. Your solicitor will undertake all conveyancing work on your behalf such as requesting searches and agreeing on a date for exchange of contracts.
A survey of the property will normally be arranged by your mortgage lender to identify any structural problems and advise on the property’s market value. If you’re not undertaking a mortgage you will be responsible for organising your own survey. We can advise you on which type of survey would be most suitable and recommend some reputable local surveyors if required.
6. Exchange contracts
When all enquiries have been satisfied, you can exchange contracts. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred from your solicitor to the seller’s solicitor. The completion date is then set by mutual agreement.
7. Completion and move
Completion is when the rest of the funds clear from your solicitor’s account to the vendor’s solicitor’s account. This is when the keys are released and the property is all yours!
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